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자기개발과 경제 이야기

자기개발에 대한 정보와 경제에 대한 다양한 내용을 소개합니다.

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경제
5 min read
February 07, 2026 11:07

2025 Year-End Recap What's Different About the Child Tax Credit?

The 2025 tax season is here, and it's a big one. Here's a rundown of the key changes and ways to save this year, including an increase in the multi-child credit, an expanded home improvement savings deduction, and a new pool fee deduction. Summary Beginning with the 2025 tax year, the credit for families with multiple children will increase by $100,000 per child, and new deductions for home improvement savings and gym memberships will be available. The limit for hometown donations has also been raised to 20 million won, opening up more tax savings opportunities. Tax year 2025 changes at a glance This year's tax season is different from previous years. The government's response to the declining birthrate and...

#2025연말정산혜택 #다자녀세액공제 #소득공제확대
26 0 0 P 9.0
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경제
4 min read
January 29, 2026 15:30

Passport issuance fees will increase in March 2026 to streamline total costs

Starting March 2026, passport issuance fees will increase by 2000 won. We've summarized the cost of issuing a 10-year multiple passport, a 5-year multiple passport, and a single passport, as well as the total cost of the new generation of e-passports. Summary Starting March 2026, passport issuance fees will increase by 2000 won for all types of passports. The total cost for a 58-page 10-year multiple passport will be 52,000 won and 26 pages will be 49,000 won. The main reason for the increase is the increased manufacturing costs due to the introduction of next-generation e-passports. Passport issuance fee increase, effective March 2026 Are you planning to travel abroad? Is your passport expiration date approaching or do you need a new...

#여권 발급 수수료 인상 #2026년 여권 발급 비용 #전자여권 발급 수수료
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개발
9 min read
January 28, 2026 11:52

End of unlimited use of Claude codes, why Antropic introduced weekly usage limits

In August 2025, Antropic introduced weekly usage limits to its cloud code, and in January 2026, it blocked circumvention access via third-party tools altogether, because some power users were consuming more than $1000 per month in API usage on a subscription basis, causing service outages. Antropic says it only affects less than 5% of its subscribers, but the developer community has criticized the lack of transparency and unannounced policy changes. Why did the unlimited subscription fall apart? According to Antropic's official announcement on July 28, 2025, some power users...

#클로드코드 #클로드코드사용제한 #앤트로픽
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경제
5 min read
January 18, 2026 12:57

National Insurance contribution rate rise: How much will my paycheck be reduced in 2026?

National Insurance contribution rates start to rise in 2026. It starts at 9.5% this year and rises to 13% in 2033. Here's how much my contributions will rise and how my income replacement rate will change. Your complete guide to the National Insurance contribution rate increase in 2026 Summary From 2026, National Insurance contributions will rise to 9.5%. It's the first increase since 1998 and will rise by 0.5 percentage points each year for the next eight years, reaching 13% in 2033. In return, the income replacement rate will also increase to 43%, providing greater income security in retirement. Table of contents Background on National Insurance premium rate increases 202...

#국민연금 보험료율 인상 #국민연금 보험료율 9.5% #국민연금 개혁 내용
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경제
5 min read
January 18, 2026 08:54

Should you pay the 22% real estate penalty tax? Key takeaways

If the seller breaks the contract, they have to withhold 22% including local income tax, and if the buyer breaks the contract, they report it as other income on the seller's comprehensive income tax return. If they miss a withholding, they are subject to a surcharge of up to 10%. Table of contents What is the real estate penalty? Real estate penalty tax obligations Taxes when the seller breaks the contract Tax treatment when the buyer breaks the contract Penalty surcharge tax caveats Frequently asked questions What are real estate penalties? Real estate sales contracts...

#부동산 위약금 세금 #위약금 소득세 #부동산 계약 해지 세금
58 0 0 P 13.0
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경제
6 min read
January 16, 2026 17:01

Gold Price Outlook 2026: Should You Invest Now?

Analyze the gold price outlook for 2026 and why it's rising. Learn gold investment strategies and portfolio construction in light of Trump policies, a weaker dollar, and inflation hedging. Gold price forecast 2026, a complete guide to investing strategies after record highs Summary The price of gold soared to new all-time highs in 2025, rising about 65% during the year. A weaker dollar and inflationary concerns are expected to keep gold attractive in 2026. It should be approached as a safe haven asset for portfolio diversification rather than for short-term returns. Table of Contents Recent Gold Price Trends and New All-Time Highs Keys to the Gold Price Surge...

#금값전망 #금투자전략 #금값상승이유
51 0 0 P 11.0
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경제
4 min read
January 16, 2026 09:00

How to Apply for the January Car Tax Deferral Discount and Other Tax Savings Tips

If you own a car, car taxes are an unavoidable expense every year. But did you know that you can save more than you think if you take advantage of the opportunity that comes around every January? Today, we're rounding up the latest car tax deferral offers for 2026 and the specific ways you can save every last penny on your taxes. In a nutshell The real savings for January deferred payments is about 4.6%. The application period runs from January 16 to January 31, with an extension to February 2 in some areas. You can apply through the WeeTax or eTax website and app...

#자동차세 연납 #1월 자동차세 할인 #자동차세 연납 신청 방법
38 0 0 P 15.0
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경제
6 min read
January 16, 2026 04:16

Why it's a bad idea to file your car tax payment in January

You can save up to 4.6% on your taxes in January by taking advantage of the car tax deferral program. Here's everything you need to know about car tax deferral, from how to apply, to the discount rate, to the refund process. Summary Car tax deferral is a way to pay a year's worth of taxes at once and get a discount. Apply between January 16 and 31 to get the most benefit, with a 4.6% deduction. You can apply through WeTax or your local council office, and if you're already a regular taxpayer, your payment will be automatically sent to you. What is the car tax deferral system? Owning a car is an annual expense. On average, 1 percent of the vehicle's value...

#자동차세연납 #1월자동차세할인 #자동차세연납신청방법
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경제
6 min read
January 15, 2026 14:39

A rundown of the 3 wrongful termination standards and how to apply for relief

Terminations are categorized as ordinary, disciplinary, or layoffs, and are prohibited by law for reasons such as gender or age. A dismissal without just cause constitutes unfair dismissal, and the employee may apply for redress to the Labor Commission. What is a termination? In the course of your career, you may encounter unexpected situations, especially when your employer unilaterally terminates your employment without your consent, which is called a dismissal. Because dismissal can have a significant impact on workers, both financially and psychologically, the Labor Standards Act imposes a number of restrictions on dismissals. All dismissals...

#해고사유 #부당해고 #정당한해고기준
40 0 0 P 15.0
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경제
6 min read
January 14, 2026 16:17

3 Reasons Why Mackerel Prices Spiked 30% in a Year

Ever wonder what's causing mackerel prices to rise? From reduced imports of Norwegian mackerel, to reduced catches due to climate change, to rising exchange rates, we break down why the price of mackerel has increased by more than 30% and what to expect in the future. By the end of 2025, the price of imported mackerel exceeded $10,000 per hand. A combination of declining domestic catches of medium and large mackerel, reduced Norwegian export quotas, and rising exchange rates means that mackerel prices are unlikely to stabilize in the near future. Mackerel prices up more than 30% in a year At the end of December 2025, the price of imported mackerel was 1...

#고등어 가격 상승 #수입 고등어 가격 #노르웨이 고등어
46 0 0 P 19.0
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